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What is Personal Finance management?

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  What is Personal Finance management? Personal finance management is called as management of a person or his family’s financial resources to achieve their financial goals by making financial decisions in order to overcome various financial situations. It includes a broad range of topics related to money, income, expenses, savings, investments, and debt. And also some related topics such as insurance, retirement, budgeting etc..  The primary goal of personal finance management includes optimizing financial well-being and making informed choices to secure a stable and comfortable financial future.   Key points of Personal Finance Management:- Budgeting: Creating a budget involves tracking income and expenses to ensure that one's spending aligns with financial goals. A budget helps individuals allocate funds for essential needs, savings, and discretionary spending.   Saving : Saving involves setting aside money for future needs or emergencies.   Investing: Invest
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A father’s last lesson

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  A father’s last lesson   In the quiet stillness of the hospital room, the air heavy with the weight of imminent farewells, a father lay on his deathbed. His son, David, sat by his side, holding back tears, unable to fathom a life without his guiding force. The room was filled with a palpable sense of love and the bittersweet acknowledgment of the inevitable. David's father, weakened but with a glint of determination in his eyes, beckoned him closer. With a tender smile, the old man began to share a lifetime's worth of wisdom. "David, my boy," he started, his voice a fragile whisper, "life is a journey, and you're at a crossroads now. Listen closely to the lessons I've learned, for they are the compass that will guide you when the path seems unclear." The father spoke of resilience, emphasizing the importance of facing challenges head-on. "Life will throw curve-balls your way, my son. It's not about avoiding them, but about how
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Location: New York, NY, USA
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My Father-Short Essay

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  My Father I am Alex.   I live with my parents and brother.   My father’s name is Kris.   He is very fair, tall, handsome and with golden hair.   He is a Government employee.   He likes to invest in stock, gold, real estate and Government bond as an investor. He watches T.V. in his free time.   And also like to read newspaper and books as hobby.   He takes care of outside work such as shopping, repair and maintenance of house-hold items and socializing.   He also likes to cook food.   During weekends he takes care of family meal, in order to give my mother rest.   He also takes us all for outing on Saturday or Sunday.   He is Good father, good husband and good citizen. He is very caring person and looks after his family with great love and affection.   I love him very much.  
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Location: New York, NY, USA
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My Grand Father-Short essay

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My Grand Father I am Alex. I live with my parents, Grandparents and Sister. Ours is a joint family. My Grandfather’s name is Kris.   He is very fair, tall, handsome and with a mix of black and white hair.   He was a Government Employee, and now he is a pensioner. He spends lot of time watching television and reading books and newspaper.   Sometimes he also likes to go for shopping in order to pass time.   He usually goes to local super-market for shopping.   He also likes to do cooking and help my mother in house-hold work. He takes good care of his health and likes to eat healthy diet. He sometimes takes me out with him when goes out for shopping or for walking.   He brings all types of chocolates, chips and snacks which, I like for me. He is very caring and looks after me and my sister with great affection and love.   I also help him in small tasks which he is not able to do due age related problems.   We all love him very much.
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Location: New York, NY, USA
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